Why Industry Bubbles Burst and How to Weather the Storm

Why do industry bubbles burst? And how does it affect your investment portfolio?

With housing prices making a strong recovery since the financial crisis of the late 2000s, it’s worth taking a look at what causes investments or industries to zoom to the stars and then crash back to earth. Industry bubbles generally occur because the incentive for profit is so powerful that it blinds us to rational… Read More

6 Investing Fads That Seemed Like a Good Idea…At the Time

Investing fads should not make their way into your long-term, diversified investment portfolio.

Got a great tip on the next big thing? Before you jump in, take a moment to reflect on some of the investing fads we’ve seen before—and where they are now. Investing fads usually spring from some confluence of events that makes them seem like smart ways for the masses to make profitable investments. At… Read More

5 Investing Mistakes That Can Really Cost You

These Investing Mistakes Could Cost Individual Investors Big If They Are Not Careful With Their Investing Strategy.

When most people think of investing mistakes, they think of buying or selling the wrong stocks, but these five investing mistakes can cost you even more: 1. Contributing Too Much to an IRA This one can get expensive if you don’t fix it right away. The IRS sets a maximum allowable contribution to IRAs each… Read More

What’s the Best Time for Rebalancing Your Portfolio?

Experts recommend rebalancing your investment portfolio, but how often should you?

Maintaining the right mixture of assets in your portfolio is important to your long-term investment success. Because some investments go up in value over time, and others go down, experts recommend periodically rebalancing your portfolio so that you don’t end up owning too much of some securities and not enough of others. But when—and how… Read More

Sector Watch: Spotlight on Healthcare

The Healthcare and Biotechnology Industries present interesting investment opportunities for long-term investors.

How healthy is your portfolio? Diversifying your investments means more than just owning a lot of different securities. It’s a matter of owning securities that don’t all move together when markets fluctuate. So it helps to know what’s going on with the different market sectors. And right now the healthcare sector is one that has… Read More

Investments in Tax-Advantaged Accounts

Open an IRA, Roth IRA, or 401(k) investment account to take advantage of taxable account benefits.

Tax-advantaged accounts, such as IRAs and 401(k) plans, provide a great way to save for retirement. And if your only investments are in tax-advantaged accounts, then your primary focus should be on diversifying appropriately for your specific goals and risk tolerance. However, if you have assets in both non-tax-advantaged accounts as well as tax-advantaged accounts,… Read More

IRA Contribution Information for 2015

Know the rules and limits of 2015 IRA contributions so you can plan ahead.

The end of 2015 will be here before you know it. It’s time to start planning now for maximizing your IRA contributions. Late last year, the IRS announced its 2015 retirement plan contribution and income limitations.[1]  Some of the income limits for making contributions and taking deductions include cost-of-living increases over 2014, so it’s worth… Read More

Dividend Stocks and Younger Investors

Should younger investors consider dividend stocks for their investment portfolio?

Controversy swirls around whether younger investors can benefit from emphasizing dividend-paying stocks in their portfolios—a practice normally associated with retirees. But evidence suggests that no age is too early to start thinking about income investing. Growth companies—one argument goes—may be more enticing to non-retirees because they can boost returns quickly. These companies are typically young,… Read More

Investors Leading a Low Cost Revolution

Investors are leading a low cost investing revolution by demanding more from their investment brokerage.

Shopping around can save you money at the grocery store, the car dealership, and perhaps most importantly, in your investment portfolio. More investors than ever realize that one of the keys to a successful investment experience is managing costs. Need evidence? Mutual fund expense ratios—the annual charges paid to cover management fees as well as… Read More