ETF Expense Ratios: Their Impact on Long-Term Performance

ETF Expense Ratio

-+*Exchange-traded funds (ETFs) are commonly recognized as a low-cost way to achieve a diversified portfolio. That makes sense: because ETFs are passively managed, they don’t incur the research and analysis expenses borne by actively managed mutual funds. It’s important to keep in mind, though, that not all ETFs cost the same. In fact, some charge… Read More


Income Investors Are Feeling the Squeeze

How Income Investors Can Manage Their Investment Portfolio in Today's Economic Environment

-+*Investors have been finding it increasingly difficult to generate income in their investment portfolios. This is a problem that impacts many people who rely on portfolio income to live on or to supplement the income they receive from other sources, such as social security and pensions. When interest rates are higher, options for investment income are… Read More


How ETFs Can Benefit a Diversified Investment Portfolio

How ETFs Can Benefit a Diversified Investment Investment Portfolio

-+*Over the past decade, the exchange-traded fund (ETF) has made its way into an increasing number of investors’ portfolios, and it’s not hard to see why. An ETF is a basket of securities that trades on an exchange, much like stocks do. However, unlike individual stocks, ETFs track broad market indexes such as the S&P… Read More


3 Insights into the Millennial Investor

Millennial Investors and their Investing Strategies

-+*Generation Y—also known as the Millennial Generation—refers to the population segment born between the early 1980s and late 1990s. Like most generational cadres, this demographic tends to have a different set of values and preferences than its predecessors, and research[1] indicates that these differences become especially clear when it comes to investing. Already, several themes… Read More


New Trends in the Exchange-Traded Fund (ETF) Marketplace

ETFs

-+*Many investors are familiar with exchange-traded funds (ETF) by now. ETFs provide broad market exposure through index-tracking investments, and they trade on exchanges like stocks do. They tend to be less expensive to own than mutual funds and have a tax efficient structure. For these reasons, total assets managed by ETFs reached 2 trillion dollars… Read More


How Bond Market Investors Cope in a Low-Rate Environment

Bonds

-+*It’s understandable that bond market investors might be frustrated at this point in time. Most already have lower total return expectations than stock market investors, which they accept in exchange for lower overall levels of risk and regular interest payments. However, the total return expectations within the bond market have become so low that investors… Read More


What to Consider When Creating a Diversified Investment Portfolio

diversified portfolio

-+*Building an investment portfolio is a very personal process. Before jumping into a variety of different asset classes and market sectors, you need to first determine your overall goals and your tolerance for risk. Are you saving to buy a house in three years, or for retirement that may be twenty years down the road?… Read More


Robo Advisor Performance: Beware Hypothetical Returns

Beware Robo Advisor's Back-tested Performance

Geoff Considine

-+*Robo advisors have been getting a great deal of press and the rate at which they are attracting new clients and growing assets under management is impressive.  One topic that I have seen nothing written about is how these firms show the historical performance of their strategies to potential investors. When you look at a… Read More


A Primer on Portfolio Rebalancing

A Primer on Rebalancing

-+*If you’re a successful long-term investor, you take great care in aligning your investments to an asset allocation that’s appropriate for your goals. Shouldn’t you care just as much about keeping that asset allocation on target? The “buy and hold” approach to investing appeals to many, and for some good reasons. But the fact is,… Read More


Folio Investing, Motif, and Tailored Portfolios

Geoff Considine

-+*Chris DeMuth, a money manager and well-followed contributor at Seeking Alpha, recently published an overview of Motif Investing. Motif is a young firm that has gotten a lot of media coverage for enabling investors to build, track, invest in, and manage portfolios of individual stocks. Much of the functionality that Motif provides to individual investors… Read More