Smart-Beta ETFs: Offering Headway or Hype?

Are Smart-Beta ETFs here to stay in investor's investment portfolios? Time will tell with these ETFs.

We have written in the past about new trends in the ETF marketplace and one of those trends is the emerging popularity of “smart-beta ETFs.” Smart-beta ETFs weight holdings by factors other than market cap—factors such as dividends or earnings—in an attempt to produce superior long-term results. According to the July, 2015 issue of ETF… Read More


Analyzing ETF and Mutual Fund Options for Your Investment Portfolio

Analyzing mutual funds and ETFs for your investment portfolio.

Sorting through your list of 401(k) options or looking at ads for mutual funds or exchange-traded funds (ETFs), you may feel overwhelmed by all the choices. But knowing how to approach basic fund analysis can make the universe of fund options a little less daunting to navigate. Let’s say you hear about a broad market… Read More


5 Ways to Improve Your Cash Flow and Invest More

There are multiple ways to increase your cash flow to invest more.

For some people, deciding how to invest is the hard part. But for others, finding extra money to put toward investments is even harder. You know investing is important, and you know the more consistently you do it, the better off you’ll be over time. Luckily, there are steps you can take to make that… Read More


Are Equal-Weight ETFs Here to Stay?

Are Equal-Weight ETFs here to stay?

Given the growing number and popularity of ETFs—and given their reputation as a low-cost tool for diversification—it’s important to understand how these investments track the indexes they represent. You may have an ETF that invests in the S&P 500, the Nasdaq 100, or the Russell 2000. But that doesn’t necessarily mean you’re sufficiently diversified in… Read More


Better Choices for Investors Help Put the Squeeze on Mutual Fund Fees

Mutual fund fees appear to be on the decline in recent years

With all the talk about how fees can negatively impact investment returns, particularly over the long run, it’s nice to see the new research showing that mutual fund fees have started to come down. According to a recent article in Morningstar magazine (March, 2015), the average investor in open-ended mutual funds paid 0.71% in expenses… Read More


ETF Expense Ratios: Their Impact on Long-Term Performance

ETF Expense Ratio

Exchange-traded funds (ETFs) are commonly recognized as a low-cost way to achieve a diversified portfolio. That makes sense: because ETFs are passively managed, they don’t incur the research and analysis expenses borne by actively managed mutual funds. It’s important to keep in mind, though, that not all ETFs cost the same. In fact, some charge… Read More


Income Investors Are Feeling the Squeeze

How Income Investors Can Manage Their Investment Portfolio in Today's Economic Environment

Investors have been finding it increasingly difficult to generate income in their investment portfolios. This is a problem that impacts many people who rely on portfolio income to live on or to supplement the income they receive from other sources, such as social security and pensions. When interest rates are higher, options for investment income are… Read More


How ETFs Can Benefit a Diversified Investment Portfolio

How ETFs Can Benefit a Diversified Investment Investment Portfolio

Over the past decade, the exchange-traded fund (ETF) has made its way into an increasing number of investors’ portfolios, and it’s not hard to see why. An ETF is a basket of securities that trades on an exchange, much like stocks do. However, unlike individual stocks, ETFs track broad market indexes such as the S&P… Read More


New Trends in the Exchange-Traded Fund (ETF) Marketplace

ETFs

Many investors are familiar with exchange-traded funds (ETF) by now. ETFs provide broad market exposure through index-tracking investments, and they trade on exchanges like stocks do. They tend to be less expensive to own than mutual funds and have a tax efficient structure. For these reasons, total assets managed by ETFs reached 2 trillion dollars… Read More


What to Consider When Creating a Diversified Investment Portfolio

diversified portfolio

Building an investment portfolio is a very personal process. Before jumping into a variety of different asset classes and market sectors, you need to first determine your overall goals and your tolerance for risk. Are you saving to buy a house in three years, or for retirement that may be twenty years down the road?… Read More