Investments in Tax-Advantaged Accounts

Open an IRA, Roth IRA, or 401(k) investment account to take advantage of taxable account benefits.

Tax-advantaged accounts, such as IRAs and 401(k) plans, provide a great way to save for retirement. And if your only investments are in tax-advantaged accounts, then your primary focus should be on diversifying appropriately for your specific goals and risk tolerance. However, if you have assets in both non-tax-advantaged accounts as well as tax-advantaged accounts,… Read More

IRA Contribution Information for 2015

Know the rules and limits of 2015 IRA contributions so you can plan ahead.

The end of 2015 will be here before you know it. It’s time to start planning now for maximizing your IRA contributions. Late last year, the IRS announced its 2015 retirement plan contribution and income limitations.[1]  Some of the income limits for making contributions and taking deductions include cost-of-living increases over 2014, so it’s worth… Read More

Investors Leading a Low Cost Revolution

Investors are leading a low cost investing revolution by demanding more from their investment brokerage.

Shopping around can save you money at the grocery store, the car dealership, and perhaps most importantly, in your investment portfolio. More investors than ever realize that one of the keys to a successful investment experience is managing costs. Need evidence? Mutual fund expense ratios—the annual charges paid to cover management fees as well as… Read More

What Pension Plan Phase-Outs Mean for You

With the Pension Plan Becoming Extinct, How Can Investors Save for Retirement?

How’s your pension doing? If you answered, “great,” you probably belong to one of a few specific job sectors—or an upper age bracket. The more common answer these days is something other than “great.” Maybe your employer’s pension plan has been frozen, or has pushed early lump-sum payouts, or never existed in the first place…. Read More

Tax-Advantaged, Tax-Free, and Tax-Deferred? Oh my.

Tax-Advantaged, Tax-Free, and Tax-Deferred Investments: Know the Difference to Benefit Your Investment Portfolio

Proper diversification, low expenses and consistent investing are some of the keys to long-term financial success, but that’s only part of the picture. Large portfolios can generate large taxes. Keeping what you earn is critical for maximizing your investments. Understanding the big three—tax-advantaged, tax-free, and tax-deferred—is the key to lower overall taxes. Tax-Advantaged While the… Read More

3 Famous Investors Who Followed Simple Rules—and Got Rich

Learn how changes made by the SEC impact private investing and your investment portfolio.

If you open a newspaper and read about people who’ve made millions investing in hedge funds or private equity investments, you might think it takes a complicated investment strategy to make money in the market. But that’s not always the case. In fact, there are several famous investors who became very rich by following some… Read More

Smart-Beta ETFs: Offering Headway or Hype?

Are Smart-Beta ETFs here to stay in investor's investment portfolios? Time will tell with these ETFs.

We have written in the past about new trends in the ETF marketplace and one of those trends is the emerging popularity of “smart-beta ETFs.” Smart-beta ETFs weight holdings by factors other than market cap—factors such as dividends or earnings—in an attempt to produce superior long-term results. According to the July, 2015 issue of ETF… Read More

Analyzing ETF and Mutual Fund Options for Your Investment Portfolio

Analyzing mutual funds and ETFs for your investment portfolio.

Sorting through your list of 401(k) options or looking at ads for mutual funds or exchange-traded funds (ETFs), you may feel overwhelmed by all the choices. But knowing how to approach basic fund analysis can make the universe of fund options a little less daunting to navigate. Let’s say you hear about a broad market… Read More

5 Ways to Improve Your Cash Flow and Invest More

There are multiple ways to increase your cash flow to invest more.

For some people, deciding how to invest is the hard part. But for others, finding extra money to put toward investments is even harder. You know investing is important, and you know the more consistently you do it, the better off you’ll be over time. Luckily, there are steps you can take to make that… Read More

Are Equal-Weight ETFs Here to Stay?

Are Equal-Weight ETFs here to stay?

Given the growing number and popularity of ETFs—and given their reputation as a low-cost tool for diversification—it’s important to understand how these investments track the indexes they represent. You may have an ETF that invests in the S&P 500, the Nasdaq 100, or the Russell 2000. But that doesn’t necessarily mean you’re sufficiently diversified in… Read More