Why Industry Bubbles Burst and How to Weather the Storm

Why do industry bubbles burst? And how does it affect your investment portfolio?

With housing prices making a strong recovery since the financial crisis of the late 2000s, it’s worth taking a look at what causes investments or industries to zoom to the stars and then crash back to earth. Industry bubbles generally occur because the incentive for profit is so powerful that it blinds us to rational… Read More

Investors Leading a Low Cost Revolution

Investors are leading a low cost investing revolution by demanding more from their investment brokerage.

Shopping around can save you money at the grocery store, the car dealership, and perhaps most importantly, in your investment portfolio. More investors than ever realize that one of the keys to a successful investment experience is managing costs. Need evidence? Mutual fund expense ratios—the annual charges paid to cover management fees as well as… Read More

Don’t React To Every Bit of Stock Market News

Reacting to Stock Market Volatility Can Have a Negative Impact on Your Investment Portfolio.

When you’re learning to play football, one of the first things any coach will teach you is to watch the other player’s waist. The reason for that is that it’s easy to get faked out by watching the head—or the feet. Just like it can be easy to get faked out and over-react to the… Read More

Looking Past Near-Term Difficulties in China

China's economy and regulations have had a volatile effect on the U.S. and global stock markets.

China has quickly gone from hero to scapegoat of the global economy, bearing the blame for the sharpest sell-off in stocks in the last three years. The policy actions taken by Chinese leaders over the last several months, highlighted by the decision to devalue its currency, have called into question their ability to manage the… Read More

Understanding Risk and Setting Realistic Expectations

Know the inherent risk in stock ownership before market volatility hits.

Until the recent global equity sell-off, stocks had been on an upward trajectory for some time, with the S&P 500 Index—a broad measure of U.S. stocks—delivering six straight years of gains. An investor who’d bought shares in an S&P 500 Index fund at the last market bottom, on March 9, 2009 would have seen that… Read More

Making Sense of Economic Data

Making sense of economic data provided by the government, markets, and media.

The Non-Farm Payroll Report. Crude inventories. The Federal Open Market Committee Minutes. If you aren’t an economist or passionately devoted to the financial media, you might have no clue what those are. But the reality is, if you’re an investor in the global marketplace and you own stocks and bonds, your money is likely reacting… Read More

The Volatility of Volatility: What You Need to Know About the VIX

Volatility and its long-term effect on your investment portfolio

Volatility is often perceived by investors as a negative. No one likes to think about the likelihood that their stock prices will move in the wrong direction. And a high level of volatility can act as an impediment to successful investing, especially when it causes people to make irrational portfolio decisions based on short-term events…. Read More

3 Insights into the Millennial Investor

Millennial Investors and their Investing Strategies

Generation Y—also known as the Millennial Generation—refers to the population segment born between the early 1980s and late 1990s. Like most generational cadres, this demographic tends to have a different set of values and preferences than its predecessors, and research[1] indicates that these differences become especially clear when it comes to investing. Already, several themes… Read More

The Intricacies of International Investing

The Intricacies of International Investing

When aiming to create a diversified portfolio, many investors assume that international exposure is a necessary component. This makes sense, considering that roughly half of global stock market value is based inside the United States while the other half is generated abroad. International investing is important for some, particularly larger investors with long time horizons… Read More

How Much Do You Need to Save for Retirement?

Geoff Considine

In the financial advisory business, one of the most pressing and controversial topics is how much money people need to save during their working years in order to provide for long-term retirement income.  The research on this topic has evolved quite a lot in recent years, and a recent issue of Money magazine features a… Read More