What to Do with Your 401(k): Managing Your Post-Retirement Assets

What to do with your old 401k

-+*It can be staggering to consider how much Baby Boomers have accomplished. The Boomer generation changed American politics through their passion, altered our perception of the environment through their activism, and changed popular music forever through their tastes. After a lifetime of work, retirement is approaching and there are often financial decisions to be made…. Read More


Are My Investment Decisions Tax Efficient?

Close up Business background

Geoff Considine

-+*This is the eighth installment in our series on how individual investors can assess their financial health With investment gains, as with other types of income, it’s not how much you make that ultimately matters, but how much you keep.   In other words, you only get to spend what’s left after you pay taxes. There… Read More


How Much am I Paying in Investment Expenses?

Abstract Business Tip of the Dollar Iceberg.

Geoff Considine

-+*This is the seventh installment in our series on how individual investors can assess their financial health. In my experience, I’ve found that many people have no idea how much they’re paying for the privilege of investing. And survey data supports my observations. Ignorance is not bliss. Analysis of investment expenses suggests that many people… Read More


Am I Effectively Diversified?

istock_000001756684large

Geoff Considine

-+*This is the sixth installment in our series on how individual investors can assess their financial health. Diversification is a perennial topic among investors, and if it seems controversial at times, that may be due to the fact that people don’t always share the same understanding of what it means. But diversification isn’t about investing… Read More


How Am I Doing? An 8-Point Financial Checklist

investment-performance

Geoff Considine

-+*A question that nags at many people is whether they are on track financially.  Even an average financial life can seem remarkably complex.  How does anyone know whether he or she is doing the right things?  A range of studies on how people manage their money suggests that many, if not the majority, are making… Read More


Economic Inequality

Geoff Considine

-+*Income inequality is increasingly acknowledged as a key economic issue for the world.  The topic is a major theme at Davos this year.  Economic inequality is also an increasingly common topic in U.S. politics. A new study has found that economic mobility does not appear to have changed appreciably over the past thirty years, even… Read More


More Unconventional Failure

Rick Ferri

-+*Unconventional success from an investment strategy leads to failure for most investors. The excess gains earned by the early adopters of a new investment idea quickly dissipate as growing crowds become increasingly unsophisticated and push down returns. It doesn’t take long before the average return from the strategy falls well below a simple portfolio of… Read More


Explaining the Value Premium

Robert P. Seawright

-+*Value has persistently outperformed over the long-term.  Why is that? In the most general terms, growth stocks are those with growing positive attributes – like price, sales, earnings, profits, and return on equity.  Value stocks, on the other hand, are stocks that are underpriced when compared to some measure of their relative value – like price… Read More


Review of The Affluent Investor by Phil DeMuth

Geoff Considine

-+*I have known Phil DeMuth for a number of years and I admire his common sense and views on many topics.  Phil authored the recently-published book The Affluent Investor that fills a need in the crowded shelves of investment books.  As a financial advisor to high-net-worth families, Phil brings valuable perspective to investors who have… Read More