About

After earning his Ph.D. in Atmospheric Science, Geoff worked for NASA for 3 years, leaving to become a quantitative analyst developing trading and portfolio management solutions for Aquila Energy. Leaving Aquila in 2000, Geoff became a consultant focusing on quantitative methods in portfolio management. Geoff founded Quantext in March 2002. Geoff has published commentary and analysis in a range of publications, including Advisor Perspectives, Financial-Planning.com, and Horsesmouth.com. Quantext is a strategic adviser to FOLIOfn, Inc. Neither Quantext nor Geoff Considine is an investment advisor.

Articles

Robo Advisor Performance: Beware Hypothetical Returns

Folio Investing, Motif, and Tailored Portfolios

Is the Fed Really “Stealing from Savers”?

Are My Investment Decisions Tax Efficient?

How Much am I Paying in Investment Expenses?

Am I Effectively Diversified?

Is My Portfolio at the Right Risk Level?

Am I Better Off Investing or Paying Down Debt?

Am I Saving Enough in an Emergency Fund?

Am I Saving Enough to Reach My Goals?

How Am I Doing? An 8-Point Financial Checklist

The Future of Retail Banking

Goldman Sachs Predicts 4.5% 10-year Treasury Yields

Investing Implications of Trends in Household Wealth

Low Beta Market Sectors

REITs and the Rally of 2014

Understanding How Fund Performance Comparisons Overstate Returns

Is Twitter the Canary in the Coal Mine?

Different Perspectives on Home Ownership

How Much Do You Need to Save for Retirement?

Economic Inequality

Estimating the Real Costs of Investing

A ‘New Era’ for Bonds?

It’s Different This Time for Tech Stock Valuations

The Inflation Paradox at the End of 2013

Living Wages and the Service Economy

Low Interest Rates Through 2014 and Beyond

Handcuff Volunteers and the Rally of 2013

60-Second Retirement Savings and Income Checkup

Impacts of the U.S. Budget Freeze

Review of “Pound Foolish” by Helaine Olen

Planning for College Costs, Part II

Planning for College Costs, Part I

Is It Worth Betting on the ‘September Swoon’?

Real Household Incomes: How Goes the Recovery?

The X-factor for Unemployment Rates

Parsing the Drop in the Japanese Stock Market

The Cost of Performance Chasing

REIT Yield as a Predictor of Future Returns

What Happens in A Nation of Renters?

Being a Weather Contrarian

Financial Literacy: State of the Union in 2013

Review of The Affluent Investor by Phil DeMuth

Implications of Robust Corporate Profits and Stagnant Wages

Harvard’s Michael Porter Shares His Economic Outlook

Choosing and Paying for Higher Education

The Great Rotation?

The Strange Case of Apple Stock and Structured Products

The Yield Paradox

Target Date Strategies Over The Last Five Years

Perpetually Out of Step

Folio Investing Celebrates Its Target Date Folios’ Five-Year Record of Outperformance

Apple’s Share Price and Behavioral Finance

A Thoughtful Outlook for 2013

Falling ETF Fees and What They Mean

Getting Help in Choosing and Managing a Portfolio

What Are the Core Asset Classes for Income Portfolios?

Investing for Income vs. Total Return

What Are the Core Asset Classes for Total Return Portfolios?

An Alternative Approach for Drawing Income from Your Portfolio

Sector Watch: Municipal Bonds

Game Theory, Behavioral Finance, and Investing: Part 5 of 5

Game Theory, Behavioral Finance, and Investing: Part 4 of 5

Game Theory, Behavioral Finance, and Investing: Part 3 of 5

Game Theory, Behavioral Finance, and Investing: Part 2 of 5

Game Theory, Behavioral Finance, and Investing: Part 1 of 5

Managing Your Portfolio’s Exposure to Interest Rates

Sector Watch: Wine, Beer, and Spirits

The Changing Universe of Public Companies

Cheap Money + Share Buybacks = Bull Market?

Sector Watch: Retail REITs

Unemployment: Part of the Economic Cycle or Secular Shift?

Sector Watch: Spotlight Telecommunications Stocks

Saving and Investing for Retirement: Part Five

Saving and Investing for Retirement: Part Four

Saving and Investing for Retirement: Part Three

Saving and Investing for Retirement: Part Two

Saving and Investing for Retirement: Part One

Sector Watch: Spotlight on Defensive Strategy

The Challenge of Long-Term Income: Part II

The Challenge of Long-Term Income: Part I

Sector Watch: Spotlight on Utilities

The End of ‘The Cult of Equity’?

The Power of Effective Diversification: Part II

The Power of Effective Diversification

Sector Watch: Low-Beta Stocks

Sector Watch: Spotlight on BioTech

Why Bond Yields Scare Me More Than Friday the 13th

The Collapse of the American Net Worth

The High Cost of the July 4th Cookout

Proving the Value of Risk Management in Retirement Planning

How Much Risk Should A 65-Year-Old Take?

The Case for Dividend-Focused Investing

From the Portfolioist Bookshelf: “The Clash of Generations” by Laurence J. Kotlikoff and Scott Burns

Are 401(k) Fees Consuming 30% of Our Lifetime Savings?

The Facebook IPO: Why Gambling with Your Portfolio Rarely Pays Off

What’s Driving the Price of Oil?

What You Need to Know Before You Invest in an IPO

Are We Hard-Wired To Make Bad Financial Choices?

The Most Common Mistake Investors Make

The Hidden Risk in Target Date Funds

What’s Driving the Price of Oil?

Why Mutual Fund Managers May Not Act in Your Best Interest

Financial Literacy is the Issue of the Month? Try Issue of the Century.

The Biggest Unknown in Financial Planning

Housing Prices and the Economy: Is There Any Good News?

From the Portfolioist Bookshelf: “Rethinking the Equity Risk Premium”

The Big Retirement Shift: From Saving Up to Drawing Down

Beyond VIX: The Outlook for Market Risk

Retirement: Demographics and Destiny

Financial Services for the Masses

Dr. Andrew Lo: ‘Buy and Hold’ Does Not Work Anymore

Risk, Return and Low Beta Stocks

Calculating the Cost of a College Education

Dividend Stocks vs. Bonds: Are They Worth the Risk?

The Disappearing Retirement

Social Networks and Social Capital

From the Portfolioist Book Shelf: “Risk Less and Prosper” by Zvi Bodie and Rachelle Taqqu

Understanding France’s Credit Rating Downgrade

Can You Create a 7% Yield Portfolio Focusing on Munis and Dividend Stocks?