5 Ways to Improve Your Cash Flow and Invest More

There are multiple ways to increase your cash flow to invest more.

For some people, deciding how to invest is the hard part. But for others, finding extra money to put toward investments is even harder. You know investing is important, and you know the more consistently you do it, the better off you’ll be over time. Luckily, there are steps you can take to make that… Read More


The Decline of Pensions Leads to Greater Reliance on IRAs and 401(k)s

With the Pension Plan Becoming Extinct, How Can Investors Save for Retirement?

Over the last several decades, there’s been a gradual decline of pension plan availability in the United States. There was a time when people worked longer and collected less in overall pension benefits due to shorter life expectancies. Pension benefits paid over 5 or 10 years to a loyal employee who put in 30 years of service didn’t… Read More


Saving Through the Ages

Saving through the ages

Matthew Amster-Burton

Reputable financial advisors, websites and your mom say to save for retirement, college, a down payment for a home and emergencies. A typical response might be, “Yeah, but how much?” and “When?” Libraries of books have been written on this subject. The implication is that determining your proper savings rate involves solving differential equations, brushing up… Read More


Am I Better Off Investing or Paying Down Debt?

Geoff Considine

This is the fourth installment in our series on how individual investors can assess their financial health. A common dilemma in personal finance is whether to use funds to pay down debt faster or to invest more. The question crops up in various forms: Should I pay off all credit card debt or make smaller… Read More