Financial Literacy: State of the Union in 2013

Geoff Considine

April is financial literacy month.  I believe that lack of financial knowledge is one of the most critical problems that our country faces. It is well understood that someone who is illiterate in the traditional sense (reading, writing) is severely handicapped in terms of work and opportunities available to them.  The person who cannot read… Read More


Do We Live in the Golden Age of Investing?

Matthew Amster-Burton

Do we live in the golden age of investing? Moronic question, right? Of course we don’t. The S&P 500 sits at about the same level it did five years ago. Bond interest rates have never been lower, and the Fed says it’s planning to keep them that way through mid-2015. Turn on any financial channel… Read More


Is Your Brain a Barrier to Smart Investing?

Daniel Solin

The evidence showing that most individual investors significantly underperform the market is compelling. A study done by Dalbar, a leading financial services market research firm, found that, during the 20 years from 1991 through 2010, the average stock fund investor earned returns of only 3.83% per year, while the S&P 500 returned 9.14%. The ramifications… Read More