When Stalking Unicorns, Proceed with Caution

Though rare, investors should approach unicorns with caution and take a long-term investing viewpoint.

The technology sector is minting billion dollar companies at a rate not seen since the Internet bubble burst 15 years ago. The latest crop of unicorns—investment speak for startups whose valuation has surpassed $1 billion—includes more than 50 companies. Their sheer numbers have led to a new term, “decacorn” to describe those with private valuations… Read More

Political Shift in White House Unlikely to Clip Stock Market

Will a political shift impact the stock market and your investment portfolio? Not if you're focused on the long-term.

The stock market loathes uncertainty. And with a presidential election year nearly upon us, there should be plenty of questions facing stocks as a crowded field of Republican candidates and two Democrats battle for the White House. For investors, history suggests it’s time to batten down the hatches and prepare for a rough ride. The presidential… Read More

What’s the Best Time for Rebalancing Your Portfolio?

Experts recommend rebalancing your investment portfolio, but how often should you?

Maintaining the right mixture of assets in your portfolio is important to your long-term investment success. Because some investments go up in value over time, and others go down, experts recommend periodically rebalancing your portfolio so that you don’t end up owning too much of some securities and not enough of others. But when—and how… Read More

Sector Watch: Spotlight on Healthcare

The Healthcare and Biotechnology Industries present interesting investment opportunities for long-term investors.

How healthy is your portfolio? Diversifying your investments means more than just owning a lot of different securities. It’s a matter of owning securities that don’t all move together when markets fluctuate. So it helps to know what’s going on with the different market sectors. And right now the healthcare sector is one that has… Read More

Investments in Tax-Advantaged Accounts

Open an IRA, Roth IRA, or 401(k) investment account to take advantage of taxable account benefits.

Tax-advantaged accounts, such as IRAs and 401(k) plans, provide a great way to save for retirement. And if your only investments are in tax-advantaged accounts, then your primary focus should be on diversifying appropriately for your specific goals and risk tolerance. However, if you have assets in both non-tax-advantaged accounts as well as tax-advantaged accounts,… Read More

IRA Contribution Information for 2015

Know the rules and limits of 2015 IRA contributions so you can plan ahead.

The end of 2015 will be here before you know it. It’s time to start planning now for maximizing your IRA contributions. Late last year, the IRS announced its 2015 retirement plan contribution and income limitations.[1]  Some of the income limits for making contributions and taking deductions include cost-of-living increases over 2014, so it’s worth… Read More

Dividend Stocks and Younger Investors

Should younger investors consider dividend stocks for their investment portfolio?

Controversy swirls around whether younger investors can benefit from emphasizing dividend-paying stocks in their portfolios—a practice normally associated with retirees. But evidence suggests that no age is too early to start thinking about income investing. Growth companies—one argument goes—may be more enticing to non-retirees because they can boost returns quickly. These companies are typically young,… Read More

Investors Leading a Low Cost Revolution

Investors are leading a low cost investing revolution by demanding more from their investment brokerage.

Shopping around can save you money at the grocery store, the car dealership, and perhaps most importantly, in your investment portfolio. More investors than ever realize that one of the keys to a successful investment experience is managing costs. Need evidence? Mutual fund expense ratios—the annual charges paid to cover management fees as well as… Read More

How REITs Can Benefit a Diversified Portfolio

REITs could benefit your investment portfolio if the return and risk profile matches your investment goals.

If you own a house, and your home equity represents a hefty portion of your total assets, you may not want or need any more investments in real estate. But if you’re trying flesh out your portfolio with some real estate exposure—without the hassle of becoming a landlord—one way to achieve it is through real… Read More

An Investment Strategy Checkup for the 4th Quarter

Be sure to evaluate your investment strategy at year-end to account for any changes that have happened over the past year.

Don’t look now, but here comes the 4th quarter. The end of the year is a good time to take a look at whether you’re on track with your investment strategy. Don’t wait until the end of December. That could force you to make decisions or take actions too hastily. First, review your financial goals…. Read More