5 Investing Mistakes That Can Really Cost You

These Investing Mistakes Could Cost Individual Investors Big If They Are Not Careful With Their Investing Strategy.

When most people think of investing mistakes, they think of buying or selling the wrong stocks, but these five investing mistakes can cost you even more: 1. Contributing Too Much to an IRA This one can get expensive if you don’t fix it right away. The IRS sets a maximum allowable contribution to IRAs each… Read More


Investments in Tax-Advantaged Accounts

Open an IRA, Roth IRA, or 401(k) investment account to take advantage of taxable account benefits.

Tax-advantaged accounts, such as IRAs and 401(k) plans, provide a great way to save for retirement. And if your only investments are in tax-advantaged accounts, then your primary focus should be on diversifying appropriately for your specific goals and risk tolerance. However, if you have assets in both non-tax-advantaged accounts as well as tax-advantaged accounts,… Read More


IRA Contribution Information for 2015

Know the rules and limits of 2015 IRA contributions so you can plan ahead.

The end of 2015 will be here before you know it. It’s time to start planning now for maximizing your IRA contributions. Late last year, the IRS announced its 2015 retirement plan contribution and income limitations.[1]  Some of the income limits for making contributions and taking deductions include cost-of-living increases over 2014, so it’s worth… Read More


5 Ways to Improve Your Cash Flow and Invest More

There are multiple ways to increase your cash flow to invest more.

For some people, deciding how to invest is the hard part. But for others, finding extra money to put toward investments is even harder. You know investing is important, and you know the more consistently you do it, the better off you’ll be over time. Luckily, there are steps you can take to make that… Read More


Saving Through the Ages

Saving through the ages

Matthew Amster-Burton

Reputable financial advisors, websites and your mom say to save for retirement, college, a down payment for a home and emergencies. A typical response might be, “Yeah, but how much?” and “When?” Libraries of books have been written on this subject. The implication is that determining your proper savings rate involves solving differential equations, brushing up… Read More


Saving and Investing for Retirement: Part One

Geoff Considine

We Are In Trouble: Part One of Our Special Five-Part Series As the presidential election season of 2012 has gotten underway, there is a massive issue that has gotten very little attention: how Americans will sustain themselves in retirement.  In 2010, there were 40 million Americans over the age of 65.  By 2030, that number… Read More


401(k)s for the Self-Employed

Matthew Amster-Burton

Every once in a while, I receive a stack of paper in the mail from Vanguard addressed to “Plan Administrator,” which gives me an undeserved sense of self-importance. No, I didn’t select “Plan Administrator” from a drop-down list of salutations that also included “Dr.,” “Lord,” and “Marquis”; I am actually the administrator of a 401(k)… Read More


What is Your Pension Really Worth?

Lauren Tivnan

Last week, we posted an article from Michael Lewitt, Vice President and Portfolio Manager at Cumberland Advisors called “The Pension Dilemma” that talked about how America’s largest pension fund, the California Public Employees Retirement Systems (CALPERS) reported an abysmal 1% return on its investments for the past year (ending June 30, 2012). CALPERS has been… Read More