Never miss a post

Folio Investing Blog

Investment Insights for the Self-Reliant Investor

Estimating the Real Costs of Investing

One of the least-understood aspects of investing among individual investors is the total costs associated with building and maintaining a portfolio.  In comparison to the huge rises and falls that...

Read More

Gaming The System

When I was a kid I had a paper route.  One of my customers was a barber who made book on the side.  Shocking, I know.  The giveaway was the group of guys always hanging around but not getting...

Read More

Saving and Investing for Retirement: Part Four

Generating Income: Part Four of Our Special Five-Part Series

During their working years, investors focus on saving and investing with a goal of building wealth.  As they enter retirement, either...

Read More

Saving and Investing for Retirement: Part Three

Realities of Investing: Part Three of Our Special Five-Part Series

In the various calculations that project retirement portfolio accumulations through time (such as the two discussed in the...

Read More

Saving and Investing for Retirement: Part Two

Figuring Out Whether You Are On Track: Part Two of Our Special Five-Part Series

Fidelity just came out with a study that estimates that people will need about eight times their final salary level,...

Read More

Sector Watch: Spotlight on Defensive Strategy

About four and a half years ago, Folio Investing launched an equity (e.g. stock) portfolio that focused on reducing the impact of market volatility.  So-called defensive stocks are those which...

Read More

The Challenge of Long-Term Income: Part II

In Part I of this article, I explained why I have issues with the traditional idea that individuals should provide for their required level of retirement income (beyond what is provided by Social...

Read More

401(k)s for the Self-Employed

Every once in a while, I receive a stack of paper in the mail from Vanguard addressed to “Plan Administrator,” which gives me an undeserved sense of self-importance.

Read More

Sector Watch: Spotlight on Utilities

Utility companies are expected to provide fairly stable performance, without too much downside risk.  Utilities are also typically expected to provide lower average returns than the broader...

Read More

The End of ‘The Cult of Equity’?

One of the defining features of the last twenty years has been a persistent and fairly continuous belief that investing in the stock market was something of a sure road to wealth.  The downturns...

Read More

Invest a smarter way.

Open an Account