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Folio Investing Blog

Investment Insights for the Self-Reliant Investor

Safety Not Guaranteed

I haven’t seen it yet,  but I love the conceit behind the indie film Safety Not Guaranteed, which has opened to excellent reviews.  The words of the title are found in a mysterious classified ad...

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How Much Risk Should A 65-Year-Old Take?

Stacy Schaus, Executive Vice President at PIMCO and her colleague, Ying Gao, recently wrote a white paper titled, “Loss Capacity Drives 401(k) Investment Default Evaluation” that tackles some of...

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The Case for Dividend-Focused Investing

Morningstar’s recently published article called “Our Favorite Dividend ETFs for 2012” makes the case for investing in stocks on the basis of dividend yield.  I also recently published an article...

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Why Doesn't Everyone Use Passive Investing?

If passive investing is so successful, why is it that so few investors actually use this approach to construct and manage their portfolios?

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Are 401(k) Fees Consuming 30% of Our Lifetime Savings?

There is a story getting considerable coverage this week about a study that finds that an average family may end up having 30% less in total lifetime accumulated wealth in their 401(k) plans due...

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The Facebook IPO: Why Gambling with Your Portfolio Rarely Pays Off

In the academic finance world, it’s fairly common to find comparisons of investors to gamblers and certain types of stocks have been referred to as ‘lottery tickets.’ I’ve found that this...

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Are We Hard-Wired To Make Bad Financial Choices?

Proper financial planning that provides for our financial needs in retirement is perhaps the prototypical example of willful blindness. We all know that most people have not saved enough to...

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The Most Common Mistake Investors Make

Each year, the research firm DALBAR publishes their Quantitative Analysis of Investor Behavior.  Every year, the results show that individual investors are their own worst enemies.

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What's Driving the Price of Oil?

There's lot’s of talk right now about the price of oil and, particularly, gasoline.  Oil is trading at more than $104 per barrel and the national average price of gasoline at the pump is $3.80. ...

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Why Mutual Fund Managers May Not Act in Your Best Interest

Jeremy Grantham has produced yet another truly outstanding essay in GMO’s Quarterly Letter to Investors for April 2012.  Never reluctant to take on controversy, he focuses on the ways in which...

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